Silver’s Record Rally: What Rs 1 Lakh Invested A Year Ago Turns Into Today | Savings and Investments News

Last Updated:January 21, 2026, 07:00 IST

Silver surged 170 percent in 2025 and 37 percent in 2026, hitting a record 94.85 dollars per ounce.

Silver benefited from a mix of factors — safe-haven demand amid geopolitical tensions, a weaker US dollar, and rising usage in sectors such as solar energy, electronics, and electric vehicles.

Silver Price: Silver has quietly turned into one of the biggest wealth creators of the past year. It rallied over 170 per cent in 2025 and has continued the momentum in 2026, by surging over 37 per cent year-to-date.

At the international spot market, it currently stood at $94.85 per ounce, a record high as of January 20, 2026.

Supply-demand gap, geopolitical turmoil, heavy industrial demand in EV and new-age technologies have pushed the prices of silver at the record high in recent times.

A look at how a simple Rs 1 lakh investment in silver on January 21, 2025, would have grown shows why silver is back in the spotlight.

How Much Rs 1 Lakh Investment In Silver Would Be Now?

On Tuesday, January 21, 2025, silver in India was priced at Rs 84.878 per gram. At this price, an investor putting Rs 1 lakh into silver could have bought around 1.18 kg of the metal.

As of January 20, 2026, silver prices in India have surged to around Rs 3,20,000 per kg, driven by strong global uncertainty, rising industrial demand, and supply-side constraints.

At the current price, the same 1.18 kg of silver would now be worth roughly Rs 3.77 lakh.

An investment of Rs 1 lakh made a year ago has grown sharply with the surge in silver prices. At current levels, the investment would be worth around Rs 3.77 lakh, translating into an absolute gain of nearly Rs 2.77 lakh. This means the investor earned close to 280% returns in just one year, underlining how strongly silver has outperformed most traditional asset classes during this period.

Disclaimer: The views and investment tips by experts in this News18.com report are their own and not those of the website or its management. Users are advised to check with certified experts before taking any investment decisions.

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