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You can check your EPF balance through UMANG app, EPFO portal, missed call, and SMS service.
Every month, generally, 12% of the employee’s basic salary and dearness allowance is contributed to the EPF account, with an equal contribution made by the employer.
The Employees’ Provident Fund Organisation (EPFO) allows salaried employees in India to build a retirement corpus through regular contributions from both the employee and the employer. Every month, generally, 12% of the employee’s basic salary and dearness allowance is contributed to the EPF account, with an equal contribution made by the employer. Over time, this corpus earns interest and can be withdrawn under certain conditions.
Here’s how to check your EPF balance or withdraw money from your EPF account:
1. How to Check EPF Balance
You can check your EPF balance through UMANG app, EPFO portal, missed call, and SMS service.
A. Using the UMANG App
- Download the UMANG app (Unified Mobile Application for New-age Governance) from the Play Store or App Store.
- Log in using your mobile number registered with the EPFO.
- Go to ‘EPFO’ under the listed services.
- Select ‘Employee Centric Services’ → ‘View Passbook’.
- Enter your UAN (Universal Account Number) and OTP sent to your registered mobile number.
Your EPF balance will be displayed on the screen, along with details of monthly contributions made by you and your employer.
B. Through the EPFO Portal (Passbook Portal)
- Visit the EPFO’s official website: https://www.epfindia.gov.in.
- Click on ‘For Employees’ under the ‘Our Services’ section.
- Select ‘Member Passbook’ or directly go to https://passbook.epfindia.gov.in/MemberPassBook/Login.jsp.
- Log in using your UAN and password.
- Once logged in, click on your Member ID to view your detailed passbook.
You can see monthly contributions, interest credited, and your total PF balance.
Note: You can access the passbook only if your UAN is activated and your employer has uploaded the Electronic Challan cum Return (ECR) statement.
C. Via Missed Call Service
Give a missed call to 9966044425 from your registered mobile number.
You’ll receive an SMS containing your PF balance, last contribution, and other details.
Condition: This service works only if your UAN is linked to your bank account, Aadhaar, and PAN.
D. Through SMS
Send an SMS in the format — EPFOHO UAN
Example: For English, type EPFOHO UAN ENG
You’ll receive a message containing your PF balance and last contribution details.
Language codes are:
- English – ENG
- Hindi – HIN
- Tamil – TAM
- Punjabi – PUN
- Gujarati – GUJ
- Marathi – MAR
- Kannada – KAN
- Telugu – TEL
- Malayalam – MAL.
Last month, the Employees’ Provident Fund Organisation (EPFO) introduced new partial withdrawal rules under the upgraded EPFO 3.0 system, bringing more uniformity and flexibility for subscribers. The decision to amend the scheme was taken by the apex decision-making body of the Employees’ Provident Fund Organisation (EPFO), the Central Board of Trustees headed by Labour Minister Mansukh Mandaviya, in a meeting held on October 13.
Haris is Deputy News Editor (Business) at news18.com. He writes on various issues related to personal finance, markets, economy and companies. Having over a decade of experience in financial journalism, Haris h…Read More
Haris is Deputy News Editor (Business) at news18.com. He writes on various issues related to personal finance, markets, economy and companies. Having over a decade of experience in financial journalism, Haris h… Read More
November 10, 2025, 14:03 IST
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