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Hundreds of users in India reported UPI transaction failures on platforms like PhonePe, Google Pay, and Paytm. Downdetector noted a spike in reports at noon today. More updates to follow.
UPI outage
UPI Outage In India: Hundreds of users across India have reported transaction failures on the Unified Payments Interface (UPI) across multiple platforms, including PhonePe, Google Pay, and Paytm. According to Downdetector, a significant spike in user-submitted reports of UPI transaction failures occurred at noon today.
What To Do If UPI Isn’t Working?
1. Internet Banking: A Reliable Option
Even if UPI services are down, internet banking remains a viable alternative. Platforms like NEFT (National Electronic Funds Transfer) and RTGS (Real-Time Gross Settlement) allow users to transfer money seamlessly. While they may take a few minutes longer than UPI, they are a dependable option when quick transactions are needed.
2. Cash Withdrawals from ATMs – Even Without a Debit Card
Withdrawing cash is another practical solution. Many banks now offer cardless withdrawals at ATMs, allowing users to access their funds using an OTP sent to their registered mobile number. This feature can be particularly useful for those who find themselves stranded without cash.
3. Wallet-Based Transactions via Apps Like PayZapp and Paytm
Digital wallets like PayZapp and Paytm also allow transactions without using UPI. Paytm, for instance, enables users to send money directly from their bank accounts using their debit or credit cards. A simple login to the app, followed by selecting the ‘Send Money’ option and entering the recipient’s details, allows users to complete transactions securely.
The recent UPI outage serves as a reminder that no system is infallible. While digital payments have revolutionised financial transactions, users must have backup options to avoid inconveniences. Keeping some cash on hand, being familiar with alternative banking methods, and leveraging wallet-based services can help prevent situations where one might be left stranded.
Memes Flood On Internet
Users have flooded memes and punks associated with UPI outage on X platform.
One user wrote that he had been waiting on a shop for more than 1 hour as UPI wasn’t working. He shared a crying GIF and asked someone to bring cash.
More updates shortly…