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SBI will conduct maintenance on October 25, 2025 affecting UPI, IMPS, YONO, Internet Banking, NEFT, and RTGS. ATM and UPI Lite will remain available.
SBI maintenance schedule
The State Bank of India (SBI) has announced a scheduled maintenance activity that will temporarily affect several of its key digital services, including UPI, IMPS, YONO, Internet Banking, NEFT, and RTGS. The downtime is scheduled from 01:10 am to 02:10 am (IST) on October 25, 2025, lasting for a total of 60 minutes.
During this period, customers will not be able to use these online and mobile banking services. However, the bank has advised users to utilize SBI’s ATM and UPI Lite services, which will remain functional during the maintenance window. SBI also expressed regret for the temporary inconvenience and thanked customers for their patience and understanding.
“Due to scheduled maintenance activity, our services UPI, IMPS, YONO, Internet Banking, NEFT & RTGS will be temporarily unavailable from 01:10 hrs to 02:10 hrs on 25.10.2025 (60 Minutes). These services will resume by 02:10 hrs on 25.10.2025 (IST),” SBI stated in a post on X (formerly Twitter).
Earlier this week, the bank had also announced a UPI maintenance activity for October 24, 2025, between 00:15 hrs and 01:00 hrs, which was later postponed. SBI said it would share a revised schedule for that maintenance at a later date.
What to Do When SBI Services Are Down: Use These Alternatives
If SBI services like YONO, Internet Banking (INB), NEFT, RTGS, and UPI are temporarily down, here’s what you can do instead:
Option 1: Use UPI Lite for Quick Payments
What is UPI Lite?
UPI Lite is a simplified version of UPI that works even when the bank server is down. It supports small-value transactions (up to Rs 500) without needing a PIN for each payment.
How to Use UPI Lite (Step-by-Step):
- Open any UPI-enabled app (like PhonePe, Paytm, BHIM, or GPay).
- Go to the UPI Lite section (usually visible on the home screen).
- Activate UPI Lite by linking your SBI account (if not already done).
- Add balance to your UPI Lite wallet (max Rs 2,000 at a time).
- Make payments instantly without waiting for bank approval.
- Works well for groceries, tea stalls, travel fare, etc.
- No SMS needed, no UPI PIN required for each transaction.
Option 2: Use SBI ATM/Debit Card for Cash and Payments
SBI ATM services continue to work even during digital service outages.
What You Can Do:
- Withdraw cash from any nearby SBI or other bank ATMs.
- Check your balance via ATM.
- Make purchases using your SBI debit card at POS (Point of Sale) terminals in shops.
- Use card on delivery or for utility bill payments.
Varun Yadav is a Sub Editor at News18 Business Digital. He writes articles on markets, personal finance, technology, and more. He completed his post-graduation diploma in English Journalism from the Indian Inst…Read More
Varun Yadav is a Sub Editor at News18 Business Digital. He writes articles on markets, personal finance, technology, and more. He completed his post-graduation diploma in English Journalism from the Indian Inst… Read More
October 24, 2025, 17:40 IST
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