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EPFO maintains the interest rate at 8.25% for FY2024-25. Labour Minister Mandaviya said interest will be credited this week. There are five ways to check EPFO balance.
The Employees’ Provident Fund (EPF) interest, typically credited in August or September, was posted in early July this year — two to three months ahead of schedule.
PF Balance Check: The Employees’ Provident Fund Organization (EPFO) has kept the interest rate unchanged at 8.25 per cent for FY2024-25. It means subscribers will get interest at this rate on their Provident Fund amount for the year. The credited amount will reflect in their accounts once the annual update process is completed—likely this week.
According to a report of TOI, Labour Minister Mansukh Mandaviya said that EPFO will complete crediting 8.25 per cent interest for 2024-25 into members’ accounts this week.
“This year, the annual account updation had to be done for 13.88 lakh establishments having 33.56 crore member accounts, out of which till 8th July, interest has been credited in 32.39 crore member accounts of 13.86 lakh establishments,” Mandaviya said, quoted by PTI. The minister added that the remaining accounts are expected to be updated within this week.
There are five ways through which an EPFO member can check the balance.
How to Check EPFO Balance In 2025?
1. Using the UMANG App
Download the UMANG app.
Login with your mobile number and OTP.
Navigate to EPFO → View Passbook.
Enter UAN and OTP to view your balance.
2. On the EPFO Website
Visit epfindia.gov.in
Click: Services → For Employees →
Member Passbook
Login using your UAN and password to check your passbook.
3. By Missed Call
Give a missed call to 9966044425 from your registered number.
You’ll receive an SMS with your latest PF balance.
4. By SMS
Send: EPFOHO UAN ENG to 7738299899
5. Through DigiLocker
Link your UAN with DigiLocker.
Access PF balance and statements from the app or website.
Replace ENG with your language code like HIN, TAM, etc.
How to Withdraw PF Money Online In 2025?
1. Via EPFO UAN Portal
Go to: UAN Member Portal
Login → Online Services → Claim (Form-31, 19, 10C)
Enter bank details, choose reason, submit with Aadhaar OTP
2. Through UMANG App
Navigate to EPFO → Raise Claim
Fill form and complete Aadhaar eKYC
3. Eligibility
Full PF: After 2 months of unemployment
Partial PF: For medical, home, marriage, etc.
Advance: Up to 75% PF on job loss after 1 month
4. Processing Time
Typically 5–10 working days. Track via UMANG or EPFO site.
Tips to Avoid PF Withdrawal Delays
Ensure UAN is active and KYC is complete
Link Aadhaar and PAN to your EPF account
Use registered mobile number for OTPs
Varun Yadav is a Sub Editor at News18 Business Digital. He writes articles on markets, personal finance, technology, and more. He completed his post-graduation diploma in English Journalism from the Indian Inst…Read More
Varun Yadav is a Sub Editor at News18 Business Digital. He writes articles on markets, personal finance, technology, and more. He completed his post-graduation diploma in English Journalism from the Indian Inst… Read More
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